It’s that time of the year again for the Kentucky State Fair. Opening date is August 16 and runs until the 26. Ten days of food, fun, and now free with admission, the new Texas Roadhouse Concert Series with some great artists like Gary Allan. Try some amazing treats like fried Oreos or the infamous donut burger. Check out hundreds of booths and cool off with some great refreshments. Please drink responsibly and remember to lock your valuables in the car out of sight.
If you’re looking to buy a new home or sell your current one, go with the name you can trust, The Oatley Team. When you do business with us, you get the Top 1% of Realtors in the Louisville area who have handled nearly $100 Million or inventory over the last 3 years.
Money Saving Tips For A Down Payment On Your Future Home
If owning a home is your dream and you’re currently strapped for cash for your down payment, then you’ll have to save for a while. Many people would love to own a home, but that down payment is what’s stopping them! Don’t let the down payment deter you from your dreams of own your own home and allow these useful money saving tips. Before you know it, your savings account is going to have the perfect number for that dream home you’ve always wanted!
Transfer to your savings account each month
The easiest way to start saving for that down payment is by transferring a fixed amount into your savings account each month. Better yet, set up an automatic deposit so that you always know something is going into that account each month.
Go through your budget and lower your expenses
Sit down and review your expenses and budget. Cut out anything you don’t need and use that extra money to put in your savings that month. Budget wherever you can and always use that extra money you’ve saved to go toward your down payment savings account!
Borrow from a retirement plan
If you have a retirement plan, you can always borrow from it. Simply look out for penalty-free withdrawals that allow you to pay it back in time. Think 401(k)s or profit-sharing plans that allow you to borrow for a home. If you’re not sure where to find this info, your company’s HR department can help.
Reduce high-interest rate debt
Pay off your high-interest rate debt so that you can start saving more money for your down payment. And when you’ve paid it all off, close the card and then focus on paying off the next one. And if you have to, transfer your balances to...
The Oatley Team and Century Mortgage are hosting their own Client Appreciation Event yet another year at Churchill Downs. The party starts this coming Thursday on Millionaire's Row at 4 PM until 8:30 PM. Food and drink will be provided. The Night races will begin shortly thereafter. We hope to see you there for a great time with friends and lots of fun.
June 9th THE COLOR RUN is in town! Starting time is 8 am sharp down on Waterfront Park. Check out thecolorrun.com to see what the fun is all about.
The annual Floyds Fork Creek Sweep is this weekend. Come out for a great time cleaning up our Parklands; all while canoeing down the peaceful and beautiful Floyds Fork. This is a free, all-ages volunteer event and the canoes are provided. Also, enjoy complimentary Sugar and Spice Doughnuts for breakfast and catered lunch after the Sweep.
Shakespeare in the Park is back for the summer! Kicking off is A Midsummer Night’s Dream. Come hang out and watch the drama unfold at Story Avenue Park this Saturday at 6:30 pm.
It’s Derby Week Y'all, and to celebrate the week of the most exciting two minutes in sports, let’s discuss the most exciting moments in buying a house! Nothing beats the rush of placing an offer on the home of your dreams and hearing that your offer got accepted. The best way to make that happen is to make sure you are pre-approved. With a market as hot as we have right now, homes are flying off the market left and right. So, before you even start looking for a home, you should get your pre-approval. It’ll make you a more desirable buyer, and you will know exactly what price range to shop. Contact one of our buyer’s agents today to get your pre-approval started.
Derby is so close and Saturday is opening day for Churchill Downs! The theme is “Dress to Impress”. So, ladies pick out your favorite hat and dress; gentlemen, pull out your favorite suit and get ready to have a great time experiencing one of the Derby City’s premier, race-season events. Must be 18 to enter, and tickets start at $15.
Thunder Over Louisville is finally here this Saturday! For all your Thunder info like where to park and what roads will be closed, click here. If airplanes, food trucks, and fireworks aren’t your thing, Farmington Historic Plantation is having its annual spring festival and plant sale from 8am-2pm also.
Want to help keep the community clean? Beargrass Creek Alliance is doing a creek sweep this Saturday! Come out to help keep our city pretty and maybe even make some friends! For more info, check out: https://kwalliance.org/event/bca-spring-cleanup/
or their facebook event page
It’s a big weekend here in the ‘Ville. Not only is it the weekend of the Easter Parade on Frankfort Ave, but it is also the day of the Super Run 5k! Dress up as your favorite superhero, and run to support local nonprofits in the community. For more information, check out these links to their facebook event pages.
It's official; the Easter Bunny has begun his work! This Saturday, there is a multitude of Easter egg hunts and places to meet the big bunny all over Louisville. Grab your loved ones and get some candy. Here are just a few of the sites to get your sugar stash around town. https://www.facebook.com/events/1130888900380191/
Get ready to grab some dough! Louisville is getting its own NoBaked Cookie Dough Shop located on Blankenbaker Pkwy, and its Grand Opening is this Saturday at noon. They will have nine different flavors, including vegan options. So grab your green, and check out the latest new dessert trend before the infamous St. Patty’s Day Parade, which starts at three. It will begin at the corner of Broadway and Baxter and make its way down Bardstown Rd. For more info about the celebration, check out www.louisvilleirish.com.
Looking for something fun to do this weekend to get out of the house? Mellwood Art Center is hosting its spring art show this weekend on Saturday and Sunday from 11am-6pm. Admission and parking are free. There will be food, performances, and of course, lots of local art. Come out and support the Louisville art community and find some new pieces for your home you will love.
More excited about the Puppy Bowl than the Super Bowl? Come down to Copper and Kings on Sunday, February 4th and help support the Kentucky Humane Society with the Puppy Bowl Watch Party! Doors open at 2 PM, and the Puppy Bowl will stream from 3-5 PM. There will be local pet shop vendors, and food and drink available for purchase from Butchertown Pizza Hall. Please remember no outside dogs will be allowed inside as this is an adoption event, and there will be shelter animals present. Come on down, have some fun, and maybe even find a new furbaby to love!
Here in Louisville, we have some awesome local parks, talented college teams, and last but definitely not least, some fabulous local eateries and breweries. Let’s take a look and see whats going to be new on the scene for 2018!
- Against The Grain - the second location for the company, planning on opening in the Schnitzelburg area.
- Bluegrass Brewing Co. - plans are to reopen in its original Theater Square location.
- Bob’s Steak & Chop House. - one of the two Texas-based restaurants coming to the Omni.
- The Champagnery. - a champagne bar coming to Frankfort Avenue.
- Daddy Rich's - the pop-up restaurant that previously operated out of Chef Space, a kitchen incubator in Russell, will soon have a permanent location in Old Louisville.
- Delfino’s - From the hospitality group, CT Restaurant Partners, has plans to open in the Valley Station area.
- El Camino - the beloved Mexican joint is expected make a second go in the Germantown side of Goss Avenue.
- El Taco Luchador - after a successful second restaurant opening in 2017, is full steam ahead with a J-town location expected to open in the spring.
- Falls City Brewing Company - moving locations to NuLu
- Farm to Fork - a catering company which recently moved to the Portland area and has plans to open a small cafe.
- Feast BBQ - another restaurant opening...
This year help increase the value of your home by bringing it into the 21st century with updated technology. Having a smart home will reduce energy costs and be a major selling point when the time comes to list. Some of the best value for your money will come from a smart thermostat like the Nest. Your thermostat makes up half your energy bill – more than appliances or electronics. So shouldn’t it help you save energy?
According to Business Insider, studies have proven that the Nest Learning Thermostat saved an average of 10-12% on heating bills and 15% on cooling bills. A smart home hub is also a major player in a lot of smart home devices. While not all smart home devices work properly together, smart home hubs can help alleviate compatibility issues and allows versatility in products. The highest rated one going into 2018 is the Samsung SmartThings Hub. Smart security cameras and doorbells are a great way to strengthen the security readiness of your home, but why not make your home more secure right from the door itself? That’s what smart locks are for, and they are the latest trend on the market in 2018. All you need is your phone in your hand, tap it on the lock, and you’re inside. The Kwikset Kevo Gen2 is the best rated and makes it much easier than fumbling for keys in the dark or having an armload of groceries.
The important thing to do when purchasing smart home products is to make sure you have thoroughly researched each option and its reviews. There are several out there so make sure you get the best product that is going to work the most efficiently with what you already have installed in your home. Good luck and contact The Oatley Team for expert advice on how you can add value to your home.
FREE GRANT MONEY AVAILABLE through Kentucky Housing Corporation. KHC is proud to announce a new round of Hardest Hit Fund (HHF) Downpayment Assistance Program (DAP), a total of $5 million will be available for new reservations beginning today, Tuesday, January 9, 2018. The HHF DAP will be available on a first-come, first served basis, based on the completion of the first mortgage and HHF DAP Reservations. Please contact The Oatley Team TODAY for more information on eligibility.
HHF DAP Program Guidelines:
- $10,000, zero-percent interest, a forgivable second mortgage loan with a five-year term.
- Property must be located in one of the four counties: Christian, Hardin, Jefferson, & Kenton
- No New-Construction properties allowed. The property has to have been previously occupied.
- Secondary Market Purchase Price and Income Limits apply.
- The borrower must be a first-time home buyer (no ownership interest in the last three years).
- Most recent three-year federal tax returns or tax transcripts required.
When it comes to making renovations to your home, some decisions can be difficult. Some jobs can also give you more return on your home when it comes time to sell. Here's a great list to refer to next time you start a project.
What: Lights Under Louisville
Where: Louisville Mega Cavern - 1841 Taylor Ave Louisville, KY 40213
When: November 17 – December 31, Monday-Friday from 6-10pm, Saturday and Sunday 5-10pm
Going out and seeing lights is one of the most classic traditions of the holidays, and during this holiday season, Louisville is host to the world’s only underground holiday light show. Lights Under Louisville at the Louisville Mega Cavern is a wonderful event where patrons can drive their cars underground through parts of the mega cavern to see a massive display of over 3,000,000 lights and 850 characters from your favorite holiday stories. There are VIP passes for certain dates so you can skip the line, as well as dinner options for a holiday meal served at the Louisville Zoo. To learn more about the event, and for complete pricing, click here!
Louisville Homes for Sale – The Highlands
The Louisville Mega Cavern is a short drive away from the Louisville Zoo and one of Louisville’s most iconic neighborhoods, the Highlands. With an abundance of culture, art, restaurants, and shops, the Highlands is a great place for anyone to call home. At The Oatley Team, our goal is to help you find your ideal home, so contact us today to get started!
Click here to see Louisville homes for sale in the Highlands area!
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